Dental Insurance - Dental Coverage - Health Insurance



Dental Insurance - Dental Coverage - Health Insurance

By: Spirit Dental
February 15, 2010


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About three out of four persons under age 65 years with private health insurance had some type of dental coverage. Among persons with dental insurance, more than one-half had a single-service dental plan only, or in addition to dental coverage through their comprehensive health insurance plan.

Non-Hispanic white persons were more likely to have dental insurance through a single- service dental plan only than non-Hispanic black, non-Hispanic Asian, or Hispanic persons. Poor persons (less than 100% of poverty level) were more likely than higher-income persons (400% or more of poverty level) to have dental coverage through a comprehensive plan only.

Approximately 45 million persons under age 65 years with private health insurance did not have dental coverage in 2008. About 7 out of 10 persons who directly purchased their own private health insurance plan had no dental coverage compared with about 2 out of 10 persons with employment-based insurance. About 40% of persons with less than a high school education had no dental insurance of any kind.



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