With Thanksgiving and all of the end-of-the-year holidays approaching, it’s a perfect time to reflect on everything that we’re grateful for. And one thing that we are definitely thankful for is dental insurance.
If you have dental insurance, you already know about the peace of mind that this type of coverage can provide, and it may have already helped you save a lot of money too. If don’t yet have dental insurance, below are a few of the reasons why so many people love it.
When it comes to your dental health, preventive care can go a long way towards—you guessed it—preventing expensive, major problems that would otherwise occur later on. Want to avoid the dreaded root canal, as an example? Seeing your dentist at least twice a year for a checkup, x-rays, and cleanings will help him or her spot minor problems and fix them before they escalate. And that could save you a lot of time, money, and pain in the long run.
The great thing about dental insurance is that it could cover most or all of those routine checkups and necessary procedures that your dentist uses to keep your mouth in tip-top shape. And every time you see your dentist, he or she can give you even more tips on how to keep your teeth and gums super clean. Trust us, that personalized information is invaluable.
Sometimes, even when you see your dentist on schedule and you do your best to keep your teeth and gums clean at home, problems still arise. For example, you might have a cavity in between your teeth caused by debris that flossing missed, or your enamel might wear down over time. Thankfully, your dentist knows how to fix those problems in the most efficient and pain-free ways.
Receiving basic care in the form of dental fillings for cavities, as one example, can be pricey. But if you have the right dental insurance plan already in place, you could rest assured that at least part of your bill will be covered on your behalf. After all, getting your teeth filled shouldn’t drill a hole in your wallet too, right?
While a basic filling might suffice sometimes, other times, it isn’t enough. Sometimes the decay in a tooth is so bad that your dentist will have to perform a more intense procedure. And he or she might recommend getting a crown, implant, or bridge to make your teeth look their best.
The more advanced the dental procedure, and the more visits that are required to complete it, the more expensive it will all be. Once again, though, dental insurance can come to your rescue. Choosing a plan that covers major services and that comes with the added perk of a whopping $5,000 annual maximum* could help you get the treatment you need without breaking the bank.
Whether it’s due to a sports injury or an accident, a dental emergency could happen at any time. A chipped tooth or a tooth that has been pushed right out of its socket needs to be treated as soon as possible in order to salvage it.
It’s certainly helpful to be prepared by knowing what you can do during a dental emergency to increase the odds that a tooth can be saved. The other step that you can take in advance involves simply shopping for a dental insurance plan that will help pay for the cost of expensive emergency treatments. Ahh, what a relief!
In terms of price, dental insurance is probably more affordable than you think. There are a variety of individual and family plans available that will cover what you need at a price that you’re comfortable with. You can even choose from plans that have networks or that give you more freedom to choose your dentist. And there are plans that have no waiting periods, which means you don’t have to wait to receive the care that you need to make your mouth healthy again. Aren’t you glad dental insurance providers have your back?
Ultimately, a dental benefits package is all about giving you peace of mind and helping you save money, which is why we’re so thankful for it. Like other forms of insurance, this is an investment into your health, so it’s definitely worthwhile. Start shopping for your ideal plan today!
*The $5,000 annual maximum plan(s) may not be available in all states.