Oral health is important at every age, and seeing a dentist regularly is a must, in addition to brushing and flossing daily. Unfortunately, even routine dental care can be shockingly expensive, especially if you don’t have insurance to help cover the cost. It’s no wonder that people without insurance tend to be more likely to avoid these important appointments.
Dental insurance is designed to help you save money, whether you have to go to the dentist for a checkup and cleaning, you have a cavity that needs to be filled, or you need to have a tooth extracted and replaced with an implant.
From budget-friendly to flexible provider options, Spirit Dental Choice and Network plans offer coverage to fit your needs.
Absolutely! But, not all plans are created equal, so shop with care. Selecting a plan simply because it has a low monthly premium might leave you wanting more when it comes to actual coverage for expensive procedures.
Also, scheduling appointments for routine dental exams and treatments is one thing, but it’s important to consider that, sometimes, problems develop quickly and unexpectedly. You might end up with a severe toothache and require a root canal or you might accidentally chip or crack a tooth. In those moments, you’ll be really glad you had insurance!
With the right coverage, such as one of the individual dental plans offered by Spirit, you can enjoy greater peace of mind because you won’t have to sacrifice receiving the highest quality care whenever you need it, even in the event of an emergency.
If you’re an individual in search of a policy that will cover your needs without breaking the bank, Spirit has several great dental plans to consider. Once you’re all signed up, you won’t need to delay getting treatment if you’re experiencing symptoms, and you’ll be able to see the dentist regularly to catch problems in their earliest stages. Perfect!
Some of the perks that come with our individual plans include:
Check out our Choice and Network plans to compare their costs and benefits when you’re ready to start looking for dental insurance only for yourself. Here’s a brief breakdown of what these types of plans have to offer:
Do you want to be able to select any dentist without needing to stick with providers in a network? Then a Spirit Choice Dental Plan might be exactly what you’re looking for.
This is known as a fee-for-service plan, so you’ll be reimbursed for dental services you receive. The reimbursements will vary, but this policy may cover 50-100% of the cost, which can help you save quite a bit.
Something to consider: you may need to cover the difference if you see a dentist who charges a higher amount than our fee schedule allows.
If you don’t mind selecting a dentist from a network, the Spirit Network Dental Plan is here to help you save money.
With this plan, seeing in-network dentists can help you reduce your out-of-pocket costs. If you receive care from an out-of-network dentist, the plan might not cover as much and your out-of-pocket costs may be higher.
Yes! Unlike medical insurance, which you can usually only purchase during Open Enrollment, private dental insurance offered by companies like Spirit can be purchased at any time throughout the year. Whenever you’re ready to sign up for a stand-alone dental plan, you can start the enrollment process. It’s that simple.
One thing to keep in mind is that some dental insurance companies offer plans that have waiting periods that could last anywhere from a few months to over a year. Basically, after you sign up, your coverage won’t immediately kick in. This can be super frustrating.
Dental insurers will cover preventive care, basic services, and major services. Some plans might impose a waiting period on all categories of care, while others might only require a waiting period for certain types of care.
To avoid the headache, confusion, and hassle of having to wait to see the dentist after becoming insured, just search for dental insurance no waiting period, like the plans offered by Spirit Dental. On the first day that your insurance becomes active, you’ll be able to see the dentist.
If you’re assuming that a dental plan will be pricey, think again.
Ready to start shopping for full coverage dental insurance that will give you exactly what you need at a price you can afford? You can sign up for a Spirit Dental individual plan online, and it only takes a few minutes.
Once you’ve signed up, you’ll receive your ID card in the mail in about 10 business days. Then, on the effective date of your policy, you can begin seeing the dentist more affordably.
Have questions? We’re here to help! Contact us anytime for support and guidance.