Low-Cost Dental Insurance Plan

Low-cost dental insurance, is there really such a thing?! Yes! After all, not having dental insurance in the first place can lead to large out-of-pocket expenses if something major were to happen.

According to the CDC, only 62% of adults 18-64 made an effort to visit a dentist in previous years. With our insurance, three visits per year are already included in the monthly fee.


Monthly fee + $100 one-time deductible. There are multiple plan options available for individuals, couples, and families. You choose the plan that is right for your needs.

Spirit AARP Humana
Cost $36 - $70
per month
$45 - $75
per month
$20 - $48
per month
Deductible $100
Maximum Benefit $1,200 - $5,000 $1,000 - $1,500 $1,000 - $1,500
Vision? Yes No Yes
Choice of Any Dentist Yes No No
Dental Implants Yes No No
Child Orthodontia Yes No No

Spirit Plans Provide:

To view specific plan details and personalized pricing, run a free instant quote today!

Dentist Options:

Find a dentist near you by searching through our provider list.

Have additional questions? You can click here to contact us via email or use our online chat to talk to a specialist immediately.

Low-Cost Dental Insurance FAQ

How can I get free dental insurance?

There is no such thing as “free dental insurance”, however, there are low-cost alternatives to traditional dental care. You can try a local dentistry college for lower prices or check into a dental discount plan if you are finding dental insurance premiums to be out of budget for you.

Who has the best dental insurance?

There are so many different dental plans available and every plan has someone in mind. Spirit Dental & Vision offer some of the best dental insurance policies with no waiting periods. With no waiting periods and every day enrollment dates, you can get coverage as soon as you need it. Our plans also provide 100% coverage on preventive services and you only have to pay one lifetime deductible for the entire life of your policy. For the dental insurance for individuals with no waiting periods, Spirit Dental & Vision is your best option.

Is there a dental plan that covers everything?

Every type of insurance plan will have limitations and exclusions. The good thing, however, is that the limitations and exclusions vary by brand and plan so you can find a plan that best fits your needs and covers what you need covered.

There is no one plan that covers everything – and certainly there is no plan out there that offers coverage at 100% for basic and major services.

Are dental discount plans worth it?

Dental discount plans are a great alternative to dental insurance if you cannot afford the monthly premium of insurance or if you cannot find coverage that meets your needs.

However, dental discount plans will not reduce your out-of-pocket costs on preventive, basic, and major services to the extent that PPO dental plans will. If you are considering a dental discount plan it is important to weigh your options heavily and to ensure that you can find a provider within the dental discount plan network, as these networks are often smaller than traditional nationwide PPO dental provider networks.