Why Choose Spirit Dental

Spirit Dental helps you get coverage you can use sooner, with no waiting periods on covered preventive, basic and major services, PPO network savings and flexible plan options.

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Large Network of Providers

One hundred dollar icon

$100 Lifetime Deductible

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Choice of In-Network or Out-of-Network Providers

3 years icon

$5,000 Max Coverage Year 3

Network Icon

Large Network of Providers

One hundred dollar icon

$100 Lifetime Deductible

Choice Icon

Choice of In-Network or Out-of-Network Providers

3 years icon

$5,000 Max Coverage Year 3



Spirit Dental makes dental insurance simple: no waiting periods for preventive, basic or major care, a nationwide Ameritas PPO network of trusted dentists and affordable plan options to match any need or budget.

It's easy to protect your smile and wallet with a Spirit Dental plan.

Get a free dental quote today and find the plan that’s right for you. No waiting. No stress. 


What makes Spirit Dental different

At Spirit Dental, we believe peace of mind should start the moment you enroll.

That’s why we built dental insurance plans that skip the waiting period, cuts the confusion and delivers coverage you can count on. Because caring for your smile shouldn’t be complicated. Just clear benefits that start from day one. 

Here’s what you can expect with our affordable dental plans:

  • No waiting periods—immediate coverage, from cleanings to crowns
  • Next-day effective dates—start your plan tomorrow
  • High annual maximums—up to $5,000 after two years
  • Up to three cleanings per year—more prevention, more protection
  • Nationwide PPO network—25-50% savings when you stay in-network 
  • Lifetime deductible—pay it once, never again
  • Dental + Vision—bundle with vision coverage (available in most states)

Spirit Dental provides a clear path for you to get care and save.


See what Spirit Dental members are saying

When Spirit Dental started back in 2002, we were just a small team with a simple idea to make dental insurance work for everyone. No delays. More benefits. Flexible plans. Easy access. 

Today, we cover thousands of smiles across the country and continue to build our plans with your needs in mind. 

Here are what some of our members are saying about their coverage with Spirit Dental & Vision: 



Need help? Guidance you can count on

Our top-rated Spirit Dental licensed agents take the time to understand your situation, answer your questions plainly and guide you to a plan that actually fits your life and budget. No pressure. Just a real person that knows dental and vision insurance. Call today: 844.833.8440. 


It's time to finally feel good about your dental plan

You shouldn’t have to wait months to use the dental benefits you’re paying for. With Spirit Dental, you can get coverage that starts right away, lets you keep your preferred dentist and helps protect both your smile and your budget.

Compare affordable dental insurance options today and choose the plan that works for you and your family. 

Gain immediate access to dental care and see your dentist as early as tomorrow.

Select the coverage that fits your needs:
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You

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You + One

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Family

  • 7/1/2026

Get Dental Coverage as Soon as Tomorrow

No waiting periods. PPO network. Plans for individuals, families and seniors.

Get My Quote

Top questions answered about choosing Spirit Dental

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Why choose Spirit Dental?

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