Dental & Vision Insurance Guaranteed Acceptance

Q: Does Spirit Dental require a health questionnaire to enroll?

No. Spirit Dental offers guaranteed acceptance on all individual dental and vision insurance plans with no health questionnaire required. You can enroll regardless of your current oral health status, pre-existing dental conditions or age.

Q: Is there an age limit for Spirit Dental guaranteed acceptance?

No. Spirit Dental has no upper age limit. Guaranteed acceptance applies to all applicants, including seniors, with no age-based restrictions on enrollment eligibility.

Q: How quickly does coverage begin after enrolling with guaranteed acceptance?

Spirit Dental offers next-day effective dates, meaning you can enroll today and have active coverage as early as tomorrow. With no waiting periods on most plans, covered services including preventive, basic and major dental care are available from your plan effective date.

Q: Does guaranteed acceptance mean all dental procedures are covered immediately?

Guaranteed acceptance means your application is approved regardless of your health history. Most Spirit Dental plans also feature no waiting periods, so coverage for preventive, basic and major dental services begins immediately on your plan effective date. Review individual plan documents for specific coverage details.

With Spirit Dental, Your Acceptance is Guaranteed

When you need dental insurance coverage you can count on Spirit Dental to be there for you every step of the way.

We’ll discuss your needs and answer your questions before you enroll. Once you’ve selected a plan, we’ll help you navigate the application process – which is quick and easy. Whatever type of dental coverage you need – individual dental insurance, senior or family – Spirit Dental guarantees acceptance of your application. With Spirit Dental coverage, you’ll have something to smile about.