30-Day Guarantee on Dental & Vision Plans
All Spirit individual dental insurance plans and vision plans include a 30-day Customer Satisfaction Guarantee. You have 30 days after your plan becomes effective to cancel if you are not satisfied for any reason.
Premium paid will be refunded provided no covered services have been rendered. If services have been provided, you may still cancel your policy; however, the premium paid will not be eligible for reimbursement. This refund does not include the non-refundable enrollment fee of $25 made at the time of enrollment.
See Plans & PricesHow the Guarantee Works
Simple Protection If You Change Your Mind
Spirit Dental gives you time to make sure your coverage is the right fit. Here are the key terms of the 30-day Customer Satisfaction Guarantee.
Time to Cancel
You may cancel within 30 days after your plan becomes effective if you decide the coverage is not right for you.
If No Covered Services Were Used
Premium paid is refundable when no covered services have been rendered during the guarantee period.
Enrollment Fee
The enrollment fee is non-refundable, even when the policy is canceled within the 30-day guarantee period.
If covered services have been provided, you may still cancel the policy, but premium paid will not be eligible for reimbursement. Refund eligibility is subject to plan terms.
Takes less than 1 minute · No obligation
Top-rated by trusted names
No Waiting Periods
Large Network of Providers
$100 Lifetime Deductible
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage At Year 3
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage At Year 3
Get Dental Coverage as Soon as Tomorrow
No waiting periods. PPO network. Plans for individuals, families and seniors.
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