One trip to the dentist will make you realize that even preventive care like checkups and cleanings can be expensive. And if you’re paying for it all out-of-pocket, you might find yourself avoiding the dentist when you should actually be seeing them regularly. ... read more
Spirit Dental Blog
As you get older, your teeth and gums change. This means you might need to see the dentist more often to treat problems like tooth decay and gum disease. It’s just part of the aging process.
Unfortunately, dental care can be expensive, especially when you need to pay for it all out of pocket. And, as a senior, that can be really hard to do. Thankfully, dental insurance can help you save!
When it comes to dental insurance for senior citizens, you have many options, and you don’t need to break the bank to get the right level of coverage. To show you what we mean, here’s a brief guide to dental insurance for seniors.
Should seniors buy dental insurance?
Absolutely! Having the right insurance can help you rest assured you’ll be able to see the dentist for preventive care and emergency treatments.
As mentioned above, your teeth and gums change with age. Problems like cavities, root decay, and gingivitis or gum disease might arise. Some seniors end up losing their teeth, which might affect the jawbone or bite, while others develop uncomfortable dry mouth. And if you wear dentures, you might experience issues like inflammation. Plus, you might be at a higher risk of fungal infections or oral cancer. Wow, that’s a lot!
Also worth noting: other health concerns (e.g. diabetes) might impact your mouth. And oral health problems might lead to issues in other areas of the body (e.g. cardiovascular disease).
The point is you never know what will happen to your oral health, even if you always had strong teeth when you were younger. That’s why it’s wise to shop for affordable dental insurance for seniors. A plan that suits your fixed budget can help ensure you won’t ever have to skip a trip to the dentist.
Does Medicare provide dental coverage?
Many people are under the impression that Medicare will be there to help cover the cost of dental care, but the harsh truth is this isn’t the case. So, if you don’t plan accordingly, you might find yourself lacking the coverage you need to afford treatments. In fact, experts have found that roughly 65% of seniors on Medicare don’t have any dental coverage at all.
Medicare Part A and Park B won’t cover routine dental care, such as exams, cleanings, and various restorative treatments. You might, however, receive some support if you need oral care that’s related to a medical condition.
One way to get dental insurance for seniors on Medicare is by signing up for a Medicare Advantage (Part C) plan. Options vary, so it’s best to thoroughly check a plan’s details to be sure you’ll receive routine dental care benefits at a price you can afford.
What about Medicaid?
If you’re eligible for Medicaid, you might be able to get some dental benefits. However, this may depend on where you live, as some states don’t provide any dental coverage while others might have limitations on what’s covered. Be sure to read the fine print so you’ll know exactly what you can get and what you’ll need to pay for out of pocket.
Consider stand-alone dental insurance plans for seniors
If you’re planning on buying dental insurance on your own, there are a couple of ways you can go about doing so.
One option is to head to Healthcare.gov or your state-run Marketplace. Some companies that provide health insurance also offer dental plans, or you might be able to get dental coverage as part of a health plan. However, there might be limitations on when you can sign up, or you might be required to buy a medical plan if you’re purchasing a dental plan.
Alternatively, you can purchase plans directly from insurance providers, and you can do so at any time of the year. This gives you a lot of freedom, and you can look at all of the details to compare plans carefully. Then, just select the one that will give you exactly what you want.
Spirit offers high-quality dental plans for seniors
At Spirit, you can find affordable yet comprehensive options designed for seniors. Perks include three cleanings per year, no waiting periods, high annual maximums up to $5,000, coverage for implants, and the option of seeing any dentist you choose.
All of this means you can get valuable support when paying for everything from preventive care to major services, so you won’t need to go over your budget or sacrifice getting the high-quality care you deserve. Keeping your smile bright and healthy in your golden years has never been easier!
Sources:
https://www.marketwatch.com/picks/guides/insurance/dental-insurance-for-seniors-are-these-plans-worth-it/
https://www.healthmarkets.com/resources/medicare/dental-coverage-for-seniors-over-65/
https://www.dentalhealth.org/news/hidden-tooth-infections-increase-heart-disease-risk-by-almost-three-times
https://www.health.harvard.edu/diseases-and-conditions/gum-disease-and-the-connection-to-heart-disease
https://www.axios.com/seniors-medicare-dental-insurance-f6a86baf-5cb1-4c9b-8667-7da310697aaf.html
https://www.healthcare.gov/coverage/dental-coverage/
Modern dentistry is amazing because it offers patients multiple solutions that can repair damaged teeth or replace missing chompers. And dental prosthesis devices, in particular, can help you get your smile back, as well as help you speak and chew properly again.
Whether you need to fix or replace a single tooth or multiple teeth, your dentist might recommend a customized dental prosthesis that’s removable or permanent. But what are your choices? Check out the list below to learn about some of the main types of dental prosthesis devices that are available.
Dental prosthesis options
Dentures
Dentures might be what immediately come to mind when you think of products for replacing missing teeth. Designed to fit comfortably, this prosthesis will sit on the gums. And you can get partial dentures or full dentures, depending on how many teeth need to be replaced.
Removable dentures can be taken out of the mouth to be cleaned daily. On the other hand, if you go with fixed partial or full dentures, they’ll remain in your mouth because they’ll be attached to implants that have been set in the jaw. Your dentist can help you weigh the pros and cons between these options, and can also determine which one would be better for you based on the health of your mouth.
Dental Implant
Unlike dentures that can be taken out of the mouth, a dental implant is designed to function like a real tooth. How is that possible? Basically, the implant is set into the jaw, and then a crown that looks like a tooth is placed on top. The result is a prosthesis that will be long-lasting and allow you to chew and speak without needing to worry about anything shifting out of place. Plus, you can keep your implant clean just like any other tooth by simply brushing and flossing daily.
One thing to keep in mind is that getting a dental implant requires multiple trips to the dentist to undergo the procedure in stages. This isn’t for everyone, so your dentist will determine if you’re the right type of patient for this prosthesis. And, even though implants do come with a host of benefits, they’re expensive, so having the right dental insurance may come in really handy if you decide that this is the best way to replace a missing tooth.
Dental Crown
When a tooth becomes severely damaged, such as when it’s cracked or chipped or a root canal is needed, a crown can be used to restore the look of the tooth, and to get it working like a natural tooth again.
Designed to last a long time, this dental prosthesis is placed after restorative work is done on your natural tooth, as the crown is applied to the part of the tooth that remains. You may have to go to the dentist for more than one appointment to get a custom crown. And once it’s permanently in place, you can brush and floss to keep it clean.
Dental Bridge
Your dentist might recommend a dental bridge if you’re missing more than one tooth. However, this might also be a good solution if you only need one tooth replaced. Like other dental prostheses, this one is designed to look like natural teeth, and it may last a long time, especially if you brush and floss daily.
To permanently set a bridge in place, your dentist will anchor it to the teeth on each side of the gap where you’re missing pearly whites. Crowns will sit on the abutment teeth, while false teeth (a.k.a. pontics) will be in between the crowns. More than one appointment may be necessary because the anchor teeth need to be shaped so they’ll hold the crowns and bridge once it has been made to fit your mouth.
Veneers
Veneers are different because they sit on the surface of your pearly whites. They’re thin and can transform the look of one or more teeth. Your dentist might recommend veneers if your chompers are discolored, cracked, or chipped. And you might even benefit from this prosthesis if there’s a gap between your teeth. Pretty neat!
To get a veneer, you might need to see the dentist multiple times. First, they’ll remove some of the enamel from the tooth that’s being restored. Then, a veneer that’s made for you will be cemented to the tooth so it will remain securely in place for a long time.
Dental insurance can help you afford dental prostheses!
Isn’t it wonderful to have so many options that can replace damaged or lost teeth? Unfortunately, these procedures are usually expensive, so it may be difficult to pay for them out-of-pocket. Thankfully, there’s an easy solution: enroll in dental insurance!
If you want to take advantage of a dental prosthesis but you’re concerned about being able to afford it, consider signing up for Spirit Dental insurance. You can find plans that won’t break the bank and will give you coverage for everything from cleanings to implants. Then, you can work with your dentist to restore your smile and regain your confidence.
Sources:
https://www.healthline.com/health/dental-prosthesis?c=1065957514863
https://www.colgate.com/en-us/oral-health/adult-oral-care/which-dental-prosthesis-is-right-for-you
https://shrewsburydentist.com/2016/10/q-and-a-what-are-dental-prosthetics/
https://www.ameritech.edu/blog/guide-dental-prosthetics/
https://www.familydental.com/library/8032/Fixedvs.RemovableDentures.html
https://www.newmouth.com/dentistry/restorative/dentures/permanent/
https://www.webmd.com/oral-health/guide/dental-health-bridges
Although dental problems might become more of an issue when you’re older, it’s important to know that children can also be impacted by oral health ailments. By being aware of the risks, you can take steps to help your kids maintain strong teeth and gums.
What are some of the common dental problems that kids might develop? Below is a short list of a few things to watch out for as your little one grows.
Cavities are common in kids
The CDC has stated that around 20% of kids between the ages of 5 and 11 have at least one tooth with decay that hasn’t been treated. And if the decay is left to progress, a child might end up with an infection, in addition to tooth pain and trouble chewing.
Just like you can work toward preventing cavities in your own teeth, you can help your child keep their teeth healthy and strong by instilling good habits like daily brushing and flossing. In the event that a cavity does develop, your child’s dentist might recommend a filling to restore the strength of the tooth. Or, the dentist might recommend treatments like sealants to help prevent decay before it forms.
Note: Even baby teeth can develop cavities. And if a baby tooth has extensive decay, to the point that the tooth falls out or needs to be extracted long before it would’ve naturally fallen out, nearby teeth might shift, potentially making it harder for the permanent tooth to come in straight. Just another reason to work on preventing cavities!
Gum disease can affect kids, too
If your child has bad breath that won’t go away or if their gums bleed, they might have gum disease. While it might be hard to believe that someone so young could end up with this problem, if your little one doesn’t maintain a good oral hygiene routine, plaque can turn into tartar, and the gums can be affected. Also, some kids are more susceptible to gum disease because of various factors, such as their diet, other health problems, or bruxism.
The scary thing about gum disease is that it doesn’t just affect the gums and cause them to become inflamed and sore; it can also damage the structures that support teeth and keep them in place. In other words, your child’s teeth might end up falling out if the gum disease isn’t treated with the help of a dentist.
Certain habits might lead to misaligned teeth
Sometimes, a child’s teeth don’t grow in straight, or there might not be enough room in the mouth for all of the teeth to be aligned properly. But misaligned teeth might also occur if poor habits develop. For example, if a child continues sucking their thumb once their permanent teeth have started to erupt, it might cause changes to the alignment of the teeth or bite.
Other habits that might also result in changes to the bite or teeth alignment are lip sucking and tongue thrusting. So, if your child is exhibiting those habits, talk to your dentist for advice on how to get them to stop before any damage is done.
Get your child used to going to the dentist on a regular basis
The sooner you can get your child used to going to the dentist, the better. That way, they can be comfortable with the idea of having their mouth examined, and you’ll be able to catch problems in their earliest stages. Although there are some dental issues that are quite common, rest assured that treatment options are available, and your dentist can steer you in the right direction.
Want to be sure you’ll be able to afford your child’s trips to the dentist and any treatments that might be necessary to ensure their smile will be bright? Check out the family dental plans offered by Spirit, including those that provide coverage for orthodontics, to see how much you could potentially save.
Sources:
https://www.cdc.gov/oralhealth/basics/childrens-oral-health/index.html
https://www.webmd.com/oral-health/oral-health-problems-children
https://www.perio.org/for-patients/gum-disease-information/
https://www.mykoolsmiles.com/content/kids-dental-problems/
https://www.urmc.rochester.edu/encyclopedia/content.aspx?contenttypeid=90&contentid=p01865
The lens of your eye, which is located behind the iris, is normally clear, allowing for light to pass through so you can see well. But when a cataract forms on the lens, it causes it to become cloudy or foggy, inhibiting the amount of light that can get through. And that results in changes in your vision because your eye isn’t able to focus like it should.
Cataracts are a common problem, and many seniors end up needing surgery to replace the lens and restore vision in one or both eyes. Being aware of the causes may help you take steps to reduce the risk of cataracts, while being familiar with the symptoms can help you recognize the problem if it develops, so we cover both the causes and symptoms of cataracts below.
What can cause cataracts?
You might develop a cataract simply as a result of the aging process. Basically, as you get older, the lens changes and the proteins in it break down. As they clump together, those proteins can cause clouding.
These changes to the lens might start when you’re around 40 years old, but you might not notice a problem until years later. That’s right: a cataract can progress over time, making the cloudiness—and your vision—worse.
In addition to being a part of the aging process, there are certain conditions, medications, injuries, and habits that might lead to cataracts or speed up their development. Here are some examples:
Diabetes
Certain genetic disorders
Other eye problems
Eye injury (the cataract might even form years after an injury!)
Certain medications, such as steroids
Radiation treatment, particularly to the upper part of the body
Exposing the eyes to too much sunlight by not wearing sunglasses or hats
Drinking a lot of alocohol
Smoking
What are the symptoms of cataracts?
When a cataract is first forming, you might not realize that there’s a problem. Over time, though, as the cataract expands and covers more of the lens, you may start to notice changes in your vision.
Here are some of the ways in which your vision might change because of cataracts:
Blurriness
Vision that’s described as foggy, hazy, or cloudy
Faced colors
Difficulty seeing at night
Needing more light for doing things like reading
Double vision
Halos or glare surrounding lights
Sensitivity to lights (such as from lamps or sunlight), which might appear brighter than they should
The need to change your prescription more often than usual
Your eye doctor can be there to help you see clearly again
Keep in mind that cataracts symptoms may come on slowly because this condition typically develops slowly. And it’s important to talk to an eye doctor as soon as you notice changes in your vision so you can figure out if a cataract is to blame.
At first, your eye doctor might recommend changing your prescription to cope with the changes caused by a cataract. But if it gets to the point that you’re finding it really hard to see clearly and do things like drive or read, your doctor might recommend surgery to remove the cataract and prevent further vision loss.
Take great care of your eyes with the help of vision insurance!
A last note: the symptoms caused by cataracts might also be associated with other conditions, so it’s critical that you get the right diagnosis and pursue the best treatment to save your vision. Again, don’t hesitate to talk about your symptoms and have your eyes carefully examined by a professional.
If you’re concerned about being able to afford trips to the eye doctor, Spirit is here to help. With the right vision insurance, you can worry less about the cost of eye exams and prescription glasses or contacts, so you won’t need to waste any time when you need to address changes in your vision.
Sources:
https://my.clevelandclinic.org/health/diseases/8589-cataracts
https://www.mayoclinic.org/diseases-conditions/cataracts/symptoms-causes/syc-20353790
https://www.nei.nih.gov/learn-about-eye-health/eye-conditions-and-diseases/cataracts
https://www.nei.nih.gov/learn-about-eye-health/eye-conditions-and-diseases/cataracts/causes-cataract
https://www.hopkinsmedicine.org/health/conditions-and-diseases/cataracts
https://www.allaboutvision.com/conditions/cataracts.htm
Vitamin C is known for supporting your immune system, but here’s something you might not know about this vital nutrient: it can also support your dental health! That’s right, getting enough vitamin C is a smart move if you want to keep your gums and pearly whites strong. Check out the information below to learn more.
Do Your Gums Bleed? You Might Need More Vitamin C
Researchers have found that, in addition to brushing, flossing, and seeing your dentist regularly, another important step that may help support the health and strength of your gums is getting enough vitamin C.
What happens if you don’t have enough vitamin C in your blood? Well, you might end up with gum problems. More specifically, you might be at a greater risk of bleeding gums, which is a symptom of gingivitis. In that case, increasing the level of vitamin C in the body might help resolve these issues.
If your gums are bleeding or you are experiencing other gum problems, talk to your dentist, and consider consulting with your physician as well. They can help you determine if you’re deficient in this vitamin, and can also give you advice on how to bring the level up safely, if necessary.
Where Can You Get Vitamin C?
Water-soluble vitamins like vitamin C aren’t stored in your body, so you need to get enough of it daily to maintain the right amount of it in your system.
The good news is there are a lot of delicious foods that can provide plenty of vitamin C. Eating a nutritious and balanced diet that consists of various fruits and veggies is a great place to start.
Here are some examples of foods that contain vitamin C:
Citrus fruits, such as oranges
Carrots
Cantaloupe
Berries
Kiwi
Sweet potatoes
Spinach
Kale
Red peppers
Broccoli
Note: Even though you can also get vitamin C from fruit juice like orange juice, it’s a good idea to enjoy it in moderation because it may be acidic and high in sugar—not good for your chompers!
You can also take vitamin C supplements
In addition to getting this vitamin from your diet, you can take a high-quality vitamin C supplement. Or, you might decide to take a multivitamin that provides enough of this nutrient. This simple step may help ensure that, no matter what you eat, you’re getting enough of this vitamin on a consistent basis.
How Much Vitamin C Should You Aim to Get Daily?
Experts recommend that adult men get around 90 mg of vitamin C every day. On the other hand, adult women can aim to get around 75 mg each day.
If you want to take a vitamin C supplement to help support your gums, you might consider taking one that provides anywhere from 100-200 mg of vitamin C daily. But the amount you need may depend on various factors. For example, you might need more vitamin C if you’re following a low-carb diet.
To figure out just how much is right for you, consult with your doctor for personalized guidance. He or she might check your current level to determine how much you need to get from a supplement. Plus, your doctor can also share valuable tips on how you can improve your diet.
Talk to Your Dentist About Vitamin C If Your Gums Bleed Easily
Bleeding gums is a symptom that should be addressed, so don’t hesitate to discuss this problem with your dentist as soon as possible. By figuring out the cause—whether it’s a low level of vitamin C or not—you can receive the right treatment and prevent further damage.
Bottom line: brush, floss, and keep an eye out for gum irritation, inflammation, or bleeding. Also, improving and supplementing your diet so you get adequate amounts of vitamin C every day might make a big difference in the health of your teeth and gums.
Sources:
https://www.colgate.com/en-us/oral-health/nutrition-and-oral-health/5-essential-vitamins-for-teeth-and-gum-health
https://oralb.com/en-us/oral-health/conditions/gums/vitamin-c-calcium-oral-health/
https://www.medicalnewstoday.com/articles/can-increasing-vitamin-c-intake-help-stop-bleeding-gums
https://www.colgate.com/en-us/oral-health/threats-to-dental-health/how-acidic-drinks-affect-teeth
https://www.health.harvard.edu/diseases-and-conditions/bleeding-gums-you-may-need-more-vitamin-c