Orthodontic Insurance

Dental insurance for braces that supports growing smiles

Orthodontic treatment helps kids chew, speak and clean their teeth more effectively. It also supports healthy jaw development and builds confidence early on.

It's not just about appearance. Without treatment, crowded or misaligned teeth can lead to larger dental problems over time.

Dental insurance for braces makes care more accessible for families. The right plan covers a portion of treatment costs and delivers preventive benefits that keep kids' smiles healthy long-term.

What is orthodontic care? 

Orthodontic care focuses on the alignment and positioning of teeth and jaws. It helps correct issues that can affect:

• Bite function (overbite, underbite)
• Crowding and spacing
• Chewing comfort
• Long-term oral health
• Confidence in your smile

Braces guide teeth into healthier positions as a child grows. Often preventing more serious and costly problems later. 

Does dental insurance cover orthodontics?

Most dental plans cover cleanings, basic services and major services. Orthodontic coverage is a separate benefit and not included in every plan.

Spirit Dental offers immediate orthodontic coverage with no waiting periods for children under the age of 19 (dependents) on two of our most popular plans:

• Core PPO
• Pinnacle PPO

Both PPO dental plans offer next-day effective dates so you can see your dentist as early as tomorrow. Through Ameritas PPO network access, in-network providers offer 25-50% savings, which brings down the cost of getting your child the orthodontic care they need. Spirit Dental makes it easy to get care and see real value in family dental insurance. 

Combining plan benefits with in-network discounts can lower out-of-pocket costs for braces. Find a dentist near me. 

Get peace of mind with Spirit Dental insurance

Your family is covered from day 1. Spirit Dental orthodontic plans activate immediately so treatment can start without delay.

Why types of orthodontic treatments are available?

There are a variety of options available that orthodontists may recommend for treatment. These include:

• Traditional metal braces
• Ceramic braces
• Invisible braces (Invisalign)
• Retainers and aligners

An orthodontist will recommend the right approach for your child.

How do you know it’s time to invest in braces?

If your child is having trouble biting or chewing, or if you can see crowded or crooked teeth, they may be a good candidate for an orthodontic evaluation.

Most orthodontists agree that children should start braces between the ages of 10 and 14. Your dentist or orthodontist can give you specific guidance based on your child's development.

How to get started with Spirit Dental insurance with orthodontic coverage

Getting dental insurance for braces through Spirit Dental takes 3 steps.

1. Contact us: Tell us what you're looking for and we'll walk you through your options.
2. Select your plan: Pick the orthodontic insurance plan that fits your budget and your child's treatment needs.
3. Get covered. Your plan activates right away so your child's treatment can start on day 1.

Don't let the cost of orthodontic treatment hold your family back. With the right dental insurance for braces, care is more affordable from the start. Get covered through Spirit Dental today.