Medical insurance has a reputation for being overly complicated. Depending on the type of services, you might have to pay out-of-pocket until your deductible has been met. And, since we're all trying to avoid a catastrophic injury, that would meet said deductible, we rarely see providers paying out.
With Spirit Dental Insurance or with other insurances, you will still have a deductible that will vary by provider. But the real catch is knowing in advance your annual maximum dental insurance amount. Most insurance providers set $1,000 to $1,500 as their dental insurance annual maximum, which might not be enough to fully protect you and your loved ones.
Spirit Dental plans offer options up to $5,000 of annual maximum dental insurance. With this higher maximum coverage, you can rest easy, getting the procedures you need without worrying too much.
Once the cost of your dental care exceeds your dental insurance annual maximum, you either pay out-of-pocket again or postpone some services until the next calendar year. The benefits of our high annual maximum dental insurance are obvious. Whether you're an individual, couple or family, you don't need to settle for minimum coverage. Feel secure knowing you're covered when you need it most.
Contact us for more information and get the insurance you need today to maximize tomorrow's smile.
*The $5,000 annual maximum plan(s) may not be available in all states.
**Coverage varies by plan.
***The National Association of Dental Plans (napd.org) indicates most Dental Network and Indemnity plans have a maximum annual benefit of $1,000 to $1500.