Spirit Dental  Insurance in
Iowa

Welcome to Spirit Dental & Vision, your source for affordable dental and vision insurance plans in the Hawkeye State! From the capital of Des Moines to the northwestern town of Sioux City to the eastern Mississippi River town of Davenport, we have a dental plan for all Iowans.

See why so many Iowa residents choose Spirit Dental & Vision to protect their smile.  

How Spirit dental plans work in Iowa

Dental insurance promotes better oral health and protects your wallet. At Spirit Dental, our dental plans put your needs first. Here's how: 

Immediate access to dental care

At Spirit Dental, we believe your coverage should start as soon as you need it. That’s why our plans come with no waiting periods for preventive, basic, major or child orthodontia services. Unlike other plans that make you wait months before you can get the care you need, with Spirit, your smile is protected from day one.

PPO plans provide flexibility and savings

A PPO plan gives you the freedom to visit any dentist, whether they are in-network or out-of-network. Spirit Dental partners with Ameritas to provide access to a top network, offering 25-50% reduced rates. This means you get instant savings in addition to your plan benefits.

Comprehensive coverage

As a member of Spirit Dental, you benefit from plans that include three preventive cleanings each year—one more than what is typically offered—to keep your smile strong and healthy. For those looking for substantial annual maximum coverage, our Spirit Pinnacle PPO plan offers one of the highest annual maximums available, reaching $5,000 after just two years.

In Iowa, you can explore and select from six different dental plans tailored to meet your needs and fit your budget.

Bundle dental and vision coverage

For a low-cost vision coverage option, choose to bundle your dental plan with vision benefits for only $7/month. 

Understanding Spirit Dental insurance plans

Spirit Dental takes pride in offering a selection of affordable dental insurance plans, catering to a variety of needs while focusing on comprehensive coverage for major dental services. Our plans are meticulously crafted to ensure they meet the evolving dental care needs of individuals, families, and seniors. With Spirit Dental, affordability does not mean limited coverage. Instead, we provide a robust range of services, ensuring you have access to quality dental care when you need it. To explore our plans in detail and find the one that fits your needs, we make it easy to get a quote.

The benefits of no waiting periods

Imagine getting dental insurance and being able to use it right away! With Spirit Dental, that's exactly what you get. Our no waiting periods policy is a game changer, providing instant coverage from day one. Whether it’s an unexpected toothache or a scheduled cleaning, you don’t have to wait to be covered.

This immediate access to care means you can start benefiting from our range of major dental services without delay. Our dedication to offering convenient, hassle-free dental care for everyone sets us apart in the world of dental insurance. From routine check-ups to more significant procedures, our coverage is ready when you are.

Coverage for every family member

Choose Spirit Dental for family dental insurance that comprehensively covers each family member’s dental needs. From the little ones needing children's orthodontics to adults requiring complex dental work, we have you covered. Our family-focused plans are tailored to provide peace of mind and optimal dental health for your loved ones.

●       Tailored coverage for each family member

●       Specialized children's orthodontics

●       Routine dental care for all ages

●       Coverage includes preventive, basic, and major services

●       Flexible plan options for changing family needs

●       Transparent policy details and coverage

●       Supportive customer care for assistance and guidance

Spirit dental implant coverage

Understanding the importance and impact of dental implants on an individual's life, Spirit Dental offers specialized implant coverage. This coverage is part of our effort to provide a range of advanced dental treatments, ensuring that you can achieve the best possible dental health and aesthetics. With Spirit Dental, you can be confident that your journey toward improved dental well-being is supported every step of the way.

Moreover, our comprehensive dental implant coverage not only caters to your immediate dental needs but also considers your long-term oral health. By choosing Spirit Dental for your implant needs, you're opting for a solution that blends durability, functionality, and visual appeal. Our plans are designed to be both affordable dental insurance options and robust in their coverage, making high-quality dental care accessible to everyone.